The Loan Fund Secured Loans Website Terms and Conditions

Please note that the terms on this page only cover The Loan Fund Secured Loans Website - you will be given the full terms regarding your secured loan before your loan is actioned.

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PERSONAL DETAILS AND DATA PROTECTION PRIVACY

Cookie Policy

By accessing and using the website you are agreeing to the terms of this policy and our privacy policy. Please read this cookie policy and our privacy policy so you understand how we use your information.


What are cookies?
Cookies are small files of letters and numbers. These files are either stored in the memory of your computer or other device such as mobile phones or tablet devices (these cookies are generally known as session cookies) or are placed on the hard drive of your device (generally known as persistent cookies).


Cookies are created when you visit a website that uses cookies. Cookies are commonly used by websites to help the user’s browsing experience and provide more information about the user’s experience and interests. This information is generally used to make content and services more relevant. For more details about cookies and details of how to delete and disable cookies you can visit www.aboutcookies.org and also see our section on more information and turning cookies off below.


How do we use cookies?
Our website uses cookies to help provide you with a good experience and also allows us to improve our website and our services. The cookies that we use only collect anonymous information to optimise our services, and do not collect personal information. Please note that not all the cookies on our sites are set by us. Please see the section below on third party cookies.


What cookies do we use?
The cookies on our websites generally fall into the category of functional and analytical cookies


Functional and analytical cookies:


Analytical cookies
Analytical cookies allow us to recognise and to count the number of visitors to our website, to see how visitors move around the website when they are using it and to record which content viewers view and are interested in This helps us to improve the service which we offer to you by helping us make sure our users are finding the information they are looking for.


Functional cookies
Functional cookies relate to the functionality of our websites and allow us to improve the service we offer, for example: by allowing you to carry information across pages of our website to avoid you having to re-enter information. by enabling us to serve the appropriate regionalised service relevant to you.


What functional and analytical cookies do we use?
We have set out below the main functional and analytical cookies that we use. We use cookies which are operated on our behalf by the organisations listed below to help us deliver our services


Organisation setting the cookie


Name of Cookie


What does it do


Cookie Expiration


Google Analytics


_utma


This cookie helps us determine the number of unique visitors to our website


730 days (two years)


Google Analytics


_utmz


This cookie helps us determine the referral method for people visiting our website. This helps us to analyse the traffic arriving at our website and to determine which are the most popular routes (e.g. direct, search engine search, email link).


182 days (six months)


Google Analytics


_utmb


We use this Google Analytics cookie to help us to record the length of individual sessions from our users on our website. Each time you move to a new page within our website within 30 minutes of arriving the cookie updates so that we know that you are still actively using our website within a single session.


Less than one day (when you close the browser window)


Google Analytics


_utmc


Similar to _utmb, we use this Google Analytics cookie to help us record the length of individual sessions on our website.


1825 days (five years)

Confidentiality Promise

Disclosure And Visitors' Choice

Your privacy is important to us, we have a strict confidentiality policy and do not share your contact details other than passing your personal data to relevant third parties to enable us to process your secured loan.

We will preserve confidentiality, including your personal information (even when this agreement has terminated and you are no longer a client, save as expressly or implicitly authorised to the contrary including where disclosure is made at your request or with your consent in relation to your secured loan or where otherwise required by law.

The personal details which you submit to us (Personal Data) are held by The Loan Fund Secured Loans Website and their clients for their own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. The Loan Fund Secured Loans Website and their clients may use the Personal Data for the purposes they have notified to the Information Commissioners Office. By submitting your Personal Data you consent to it being processed by The Loan Fund Secured Loans Website.

Modern information and communication technologies play a fundamental role in the activities of an organisation like The Loan Fund Secured Loans Website. This Statement sets out our policy relating to the privacy of our customers' data.

The Loan Fund Secured Loans Website is based in United Kingdom and our principal activity is assisting people who are searching for secured loans.

If you have any comments about this Privacy Policy, LeadFair's Data Controller is Robert Brady. You may write to him at LeadFair Ltd, Green View, Brook End Road North, Chelmsford, Essex CM2 6NW

You also have the right to contact the Information Commissioner about matters relating to how your private data is handled during a secured loan transaction. Details on how you may do this can be found at www.ico.gov.uk

ACCESS TO THE PERSONAL DATA WE MAY HOLD ABOUT YOU

You can ask us, in writing for details of what personal data we hold about you. Upon receipt of such a written request and proof of your identity, we will provide you with a readable copy of the personal data which we keep about you. We will do this within a month, and reserve the right to charge you £10 for this information. We allow you to challenge the data that we hold about you and, where appropriate, you may have the data: erased/rectified or amended/completed. We do not reserve the right to refuse to provide you with a copy of your personal data.

PROVIDING VISITORS WITH ANONYMOUS ACCESS

You can access The Loan Fund Secured Loans Website home page and browse the site without disclosing your personal data.

THE SERVICES AND LINKS OF THE LOAN FUND SECURED LOANS WEBSITE

The Loan Fund Secured Loans Website does not enable our visitors to communicate with other visitors or to post information to be accessed by others.

AUTOMATIC COLLECTION OF INFORMATION

We do not automatically log personal data nor do we link information automatically logged by other means with personal data about specific individuals.

The Loan Fund Secured Loans Website makes use of cookies. We do not link non-personal information stored in cookies with other personal data about specific individuals.

DATA COLLECTION AND PURPOSE SPECIFICATION

We collect the personal data that you may volunteer while using our services. We may also collect information about you from other sources, such as public records or bodies, or private organisations (like your lender). We do not collect or use personal data for any purpose other than the administration of your secured loan.

DATA HELD

The following personal data about you may be collected and held on our database. This will either have come directly from you or from other private organisations (such as your lender): Name, Gender, Address, Telephone, Fax, Email, Relevant and specific details about your financial situation and identifiers assigned by public bodies (such as your National Insurance number).

CONFIDENTIALITY/SECURITY

We do not give visitors to The Loan Fund Secured Loans Website the option of using a secure transmission method to send us their personal data. We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from: unauthorised access, improper use or disclosure, unauthorised modification, unlawful destruction or accidental loss.

All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors' personal data.

We ensure that your personal data will not be disclosed to State institutions and authorities except if required by law or other regulation.

CHILDREN'S PRIVACY

We do not knowingly collect personal data from children.

PRIVACY COMPLIANCE

This privacy policy is compliant with the United Kingdom's Data Protection Act (1998), The European Data Protection Directive 95/46/EC and the Organisation for Economic Cooperation and Development's guidelines for Privacy Policies.

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USE OF SERVICE AND SITE


Use of The Loan Fund Secured Loans Website ("we", "us", "theloanfund.co.uk") website ("the site") constitutes acceptance of The Loan Fund Secured Loans Website User Agreement ("the agreement") and Terms and Conditions of Use ("terms"). This is our standard terms upon which we intend to rely. For your own benefit and protection you should read these terms carefully. If you do not understand any point please ask for further information.

If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on The Loan Fund Secured Loans Website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

The terms "The Loan Fund Secured Loans Website", "theloanfund.co.uk" encompass The Loan Fund Secured Loans Website Internet Site and Marketing Communications.

GOVERNING LAW


Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and The Loan Fund Secured Loans Website irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The Loan Fund Secured Loans Website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

TRANSPARENCY


This independently owned website acts as an advertising and marketing vehicle to attract passive secured loans enquiries (from people that are proactively searching for secured loans using search engines or directories on the internet) and pass on such enquiries for a fee (but free to the searcher) to financial services providers. As such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Information on this site does not constitute regulated financial advice and is intended only to provide general personal financial information. You should always consult an Independent Financial Adviser (IFA) before making any financial decision. Responsibility rests with the broker to comply with the relevant regulating authorities.

Any information contained on The Loan Fund Secured Loans Website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website. The Loan Fund Secured Loans Website UK is not responsible or liable for any financial service obtained through a 3rd party. A secured loans enquiry from this website does not constitute an offer to provide a secured loan.

AVAILABILITY OF SERVICE


Any guidance contained within this website is subject to the UK Financial Conduct Authority regulatory regime and is therefore restricted to consumers based in the UK.

We do not warrant or guarantee that The Loan Fund Secured Loans Website will be uninterrupted or error-free.

LINKS AND SITE CONTENT


We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The Loan Fund Secured Loans Website does not assume any liability for any of the products, services, or data of any other sites. The Loan Fund Secured Loans Website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through The Loan Fund Secured Loans Website.

INDEMNITY


In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of The Loan Fund Secured Loans Website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

DISCLAIMERS


Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither The Loan Fund Secured Loans Website nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

The Loan Fund Secured Loans Website is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use The Loan Fund Secured Loans Website. The user agrees not to rely on any information obtained from The Loan Fund Secured Loans Website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The Loan Fund Secured Loans Website or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to The Loan Fund Secured Loans Website UK is at the senders own risk.

SEVERANCE


If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

VARIATION


Whilst it is not our intention to do so, the operators of The Loan Fund Secured Loans Website reserve the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

The Loan Fund Secured Loans Website is not associated with other companies who own similar sounding names.

If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on The Loan Fund Secured Loans Website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

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COPYRIGHT NOTICE


This website is not associated with other companies or websites who own or trade under similar sounding names or with similar design. © Content Copyrighted.

HEADINGS


Headings on The Loan Fund Secured Loans Website are for reading convenience only and are not to be used in the interpretation of this agreement.

CONTACT INFORMATION


Please address all secured loan queries through our contact form below. Only the trained advisers themselves can offer support. We do hope you understand that we cannot offer phone assistance before your enquiry is allocated to an adviser. You will, of course, receive a phone call from your personal secured loan adviser as soon as possible.

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Secure LoanWe take your privacy very seriously, your information will never be passed on to anyone other than the people involved directly with your secured loan.